Learn about the Health Insurance Marketplace

Visit www.healthcare.gov to apply for coverage, compare plans and enroll.

Frequently asked questions

What is the Health Insurance Marketplace? The Marketplace is a competitive marketplace where people and small businesses can shop for and buy private health insurance. With one application, you can find out if you qualify for health plans in the marketplace, and other programs like Medicaid and the Children’s Health Insurance Program (CHIP), tax credits and cost-sharing reductions.

More FAQs: Health Insurance Marketplace: Overview and Frequently Asked Questions (The White House Office of Public Engagement)



How it works: The basics

  • Create an account at www.healthcare.gov. First provide some basic information. Then choose a user name, password and security questions for added protection.
  • Apply. Starting October 1, 2013, you’ll enter information about you and your family, including your income, household size, and more.
  • Pick a plan. Next you’ll see all the plans and programs you’re eligible for and compare them side-by-side. You’ll also find out if you can get lower costs on monthly premiums and out-of-pocket costs.
  • Enroll. Choose a plan that meets your needs and enroll! Coverage starts as soon as January 1, 2014.

Learn more